28. Amoritize- installment payment
- When I buy a house I plan on amortizing it.
29.Economic Index- data on a macroeconomic scale used to interpret current or future investment possibilities.
- I checked the economic index to see if Apple would be a good company to invest in.
30.Deprecation- when the value of an item is less over time
-After a car has been used its price goes down in price tremendously.
31.Gross Margin- profits divided by net sales
It is good to have a higher gross margin percentage.
32.Earnings per share- portion of a companys profit of outstanding share of their common stocks
- A company can make money by the amount of their earnings per share
Wednesday, November 30, 2011
Monday, November 21, 2011
Insider Trading
1.What is your opinion of the topic of the video? explain
When i first thought about insider trading, I thought it seemed wrong. However i have changed my mind because i think it is fair for people to use their advantages. Most people would do the same thing if they were in that positon. It's not illegal and part of the job is getting insider information. People with other jobs have advantages that they use as well, so I believe using insider indormation is just fine.
2.What can you do about your opinion? How can you make you opinion count?
I think if I tell people my opinion about insider trading, they would start to look at it from a different view. They really arent doing anything wrong so if people could see taht, they might not make such a big deal out of it.
3.What is insider trading? What was the information that caused Martha Stewart to go to prison?
Insider trading is when people in congress know things about the stock market and what specific stocks are going to do so they buy or shortsell depending on the stock. Martha Stewart got insider information from someone at the company she invested in who told her to sell because the stocks were going to dive.
4.What is black friday? When did it get it's name? What is cyber monday?
Black friday is the day after Thanksgiving when everyone goes shopping because of the huge salses. It is the buisiest shopping day in the United States. It got it's name because it's the day that is know to get stores that arent doing well out of the "red." Cyber Monday is similar to black friday except its the Monday after thanksgiving and all of the sales and shopping go on online.
When i first thought about insider trading, I thought it seemed wrong. However i have changed my mind because i think it is fair for people to use their advantages. Most people would do the same thing if they were in that positon. It's not illegal and part of the job is getting insider information. People with other jobs have advantages that they use as well, so I believe using insider indormation is just fine.
2.What can you do about your opinion? How can you make you opinion count?
I think if I tell people my opinion about insider trading, they would start to look at it from a different view. They really arent doing anything wrong so if people could see taht, they might not make such a big deal out of it.
3.What is insider trading? What was the information that caused Martha Stewart to go to prison?
Insider trading is when people in congress know things about the stock market and what specific stocks are going to do so they buy or shortsell depending on the stock. Martha Stewart got insider information from someone at the company she invested in who told her to sell because the stocks were going to dive.
4.What is black friday? When did it get it's name? What is cyber monday?
Black friday is the day after Thanksgiving when everyone goes shopping because of the huge salses. It is the buisiest shopping day in the United States. It got it's name because it's the day that is know to get stores that arent doing well out of the "red." Cyber Monday is similar to black friday except its the Monday after thanksgiving and all of the sales and shopping go on online.
Wednesday, November 16, 2011
My first transaction this week was investing in Aflac. It is in the financial sector and is a health and life insurance company. I thought this would be good to invest in because insurance is important to have and most people buy it, I'm also trying to make sure I invest in companies from several different sectors. i bought 20 shares for $44.41 each which falls pretty much in the middle of the $31.25 - $59.54 52 week range. There is also a 3% dividend. I chose Aflac over it's competitors American Fidelity Life Assurance and Nippon Life Insurance for a few reasons. First because I felt like Aflac is very well know and used. Secondly, there wasn't a lot of information about other companies and from the information that was there i could tell aflac had a lot higher profit margin even though they had fewer employees. I predict Aflac will go up about $2 dollars in the next couple weeks.
The second transaction this week was buying Costco. I bought this as a trade because I think their sales will go up a lot during the week of thanksgiving. Costco is in the consumer goods sector. I only had about $1800 left so i only bought 20 shares for $81.43 each which falls pretty high on the $66.27 - $86.34 52 week range but i think it will be very profitable with Thanksgiving coming anyways. However, i do wish i would have purchased this a little earlier if the price was lower. Costco does have a 1.2% dividend as well. Their main competitors are Target and Walmart, I chose Costco over target because they don't sell the food that Costco does. I chose it over Walmart because I feel that around the holidays people tend to buy in large quantities which is what Costco sells at a pretty good price, plus they have a better quarterly growth by aboout 8%. I predict that Costco will go up about $4 before I sell it after Thanksgiving.
The second transaction this week was buying Costco. I bought this as a trade because I think their sales will go up a lot during the week of thanksgiving. Costco is in the consumer goods sector. I only had about $1800 left so i only bought 20 shares for $81.43 each which falls pretty high on the $66.27 - $86.34 52 week range but i think it will be very profitable with Thanksgiving coming anyways. However, i do wish i would have purchased this a little earlier if the price was lower. Costco does have a 1.2% dividend as well. Their main competitors are Target and Walmart, I chose Costco over target because they don't sell the food that Costco does. I chose it over Walmart because I feel that around the holidays people tend to buy in large quantities which is what Costco sells at a pretty good price, plus they have a better quarterly growth by aboout 8%. I predict that Costco will go up about $4 before I sell it after Thanksgiving.
Tuesday, November 15, 2011
Candy Stock Simulator
When we walked into the room yesterday all the lights were turned off and a couple projectors were playing vidoes of an actual stock exchange. The thing most people noticed was the candy all over the floor and tables. Each type of candy represented a different stock, and different colors of Laffy Taffy represented actual money. For example, banana was $5, cherry was $10 and so on. We then started our exchange, we had a few minutes to pick up as much candy as we could and gather it in our group. In the end I wished we would have gotten more at the beginning, my group was a little shy about grabbing the candy at first but it would have helped to have more to begin with. Then Mr. Kapptie wrote the prices of each type of candy on the white board. We aslo had gold and silver hersheys that represented actual gold and silver. Our class started trading pretty good right away and it became very hectic. Mostly because the prices changed every two minutes and we never knew if it would be positive or negative. This made us think about our actions more.
At first my group started trying to get as much gold as possible. We realized that some of the other candy had a lot of potential to grow a lot though too. Mr. Kapptie told us that Mr. Goodbars owner was in a scandal so we sold most of ours and bought it back when it was cheap because we thought it would go back up again. It also helped taht we had several Krackle bars when their company split. In the long run though, our gold was our biggest profit. In the end we had a little over $3000.
At first my group started trying to get as much gold as possible. We realized that some of the other candy had a lot of potential to grow a lot though too. Mr. Kapptie told us that Mr. Goodbars owner was in a scandal so we sold most of ours and bought it back when it was cheap because we thought it would go back up again. It also helped taht we had several Krackle bars when their company split. In the long run though, our gold was our biggest profit. In the end we had a little over $3000.
Vocabulary Week 8
accounts recievable- money owed to you.
-Im wating for my accounts recievable before I buy a new ipod.
amoratize- installment, payment, or payments of a sinking fund.(Paying off)
-I am amoratizing my house loan, it should be payed off in 5 years.
economic index - data on a macroeconomic scale, economic measurnemts.
-The economic index shed me that the economy has went up since yesterday.
depriciation- making the value less
-Because the car was facing a deprication, it sold for a lot less than the origional price.
gross margin- a companys total sales revenu minus it's cost of goods sold, divided by the total sales revenue, expressed as a percentage.
-The gross margin of the toy was $4.
-Im wating for my accounts recievable before I buy a new ipod.
amoratize- installment, payment, or payments of a sinking fund.(Paying off)
-I am amoratizing my house loan, it should be payed off in 5 years.
economic index - data on a macroeconomic scale, economic measurnemts.
-The economic index shed me that the economy has went up since yesterday.
depriciation- making the value less
-Because the car was facing a deprication, it sold for a lot less than the origional price.
gross margin- a companys total sales revenu minus it's cost of goods sold, divided by the total sales revenue, expressed as a percentage.
-The gross margin of the toy was $4.
Wednesday, November 9, 2011
Game Standards
1. Students formulate solutions to economic problems
While playing the game, we face many of the same financial and economic problems that people see in real life. For examle, in order to build certain buildings I have to think about the amout of electricity i need and I have to have a certain amout of eco "points." I also have to gain certain tools in order to hire people. After I built my buisness center, i couldnt open it at first because I didnt have the right tools in order to hire an employee. So we have to think through the situations and work around problems we face along the way as well.
2.Students explain how different economic systems are organized for production, distribution, and consumption of goods and services
Just like in real life, in the game we build necessary building such as houses and apartments, we also build post offices, taxi stands, factories, and buisnesses. Pretty much all of the things that are used in an economic system. The shoe factory makes the shoes(production) and in return they have to be sold as well(distribution), the taxi service and apartments bring in rent(consumption). Besides just building the we go through the economic system in the game as well.
3.Students demonstrate an understanding of economic principals that influince individual financial planning
There are many things to buy in the game. At first I found myself spending all of my money as fast as I could so I could start my city off well. Then i realized that certain buildings and items are more important to have than others. Once I learned that I had to start planning what I needed most, and what items I would need in the future so I could start saving my money to purchase the things that will help me in the long run. i also had to learn how to use my city bucks sparingly so they werent wasted on useless things.
4.Students evaluate the impact of technology and how it has shaped history and influinced the modern world
Technology is used in many ways in the game. The first thing that comes to my mind are the windmills, they arent computers or ipads, but they generate electricity which is a huge form of technology. Technology is whats shaping the modern world. We can talk to eachother in an instant, play games together on a network, teach over the internet, etc. Technology could be taking some peoples jobs but it is also creating a lot of oppertunities that people before us never even imagined having.
5.Students analyze current events to better understand the world in which they live
Even in the game we get oppertunities to travel to other peoples countries. We also celebrate holidays like halloween, by doing this we gain extra money or are able to expand our employee choices. Like in real life, being involved with other people and keeping up to date can help us in the game.
6.Students explain how past events impact present and the future
The way you spend your money, decide on what buildings to build, and the layout of your city is affected the minute you make a decision. If you make bad choices early in the game its harder to come back from and it might take longer to get to the next level. Also, some choices you make are stuck for good and you will have to build around it in the future.
7.Students interpret charts, maps, and graphs to answer questions dealing with people places events or enviornments.
There are several charts on the game that show what level you have to be on to be able to build certain buildings. They also show what you need to be able to hire certain people and what economic and electrical rating you have to have to build buildings. The game also shows you what your strengths are and what you need to move on to the next level.
8.Students demonstrate an ability to organize and process information about people, places, and enviornments.
You have to set up our city in an organized and usable way. Everything has to by fully visible and it's best to put buisnesses seperate from houses so it is easy to see everything you have. Along with that we have to put parks and ecological sites in order to make up for buisness polution and build windmills, etc to run buisnesses electricity.
While playing the game, we face many of the same financial and economic problems that people see in real life. For examle, in order to build certain buildings I have to think about the amout of electricity i need and I have to have a certain amout of eco "points." I also have to gain certain tools in order to hire people. After I built my buisness center, i couldnt open it at first because I didnt have the right tools in order to hire an employee. So we have to think through the situations and work around problems we face along the way as well.
2.Students explain how different economic systems are organized for production, distribution, and consumption of goods and services
Just like in real life, in the game we build necessary building such as houses and apartments, we also build post offices, taxi stands, factories, and buisnesses. Pretty much all of the things that are used in an economic system. The shoe factory makes the shoes(production) and in return they have to be sold as well(distribution), the taxi service and apartments bring in rent(consumption). Besides just building the we go through the economic system in the game as well.
3.Students demonstrate an understanding of economic principals that influince individual financial planning
There are many things to buy in the game. At first I found myself spending all of my money as fast as I could so I could start my city off well. Then i realized that certain buildings and items are more important to have than others. Once I learned that I had to start planning what I needed most, and what items I would need in the future so I could start saving my money to purchase the things that will help me in the long run. i also had to learn how to use my city bucks sparingly so they werent wasted on useless things.
4.Students evaluate the impact of technology and how it has shaped history and influinced the modern world
Technology is used in many ways in the game. The first thing that comes to my mind are the windmills, they arent computers or ipads, but they generate electricity which is a huge form of technology. Technology is whats shaping the modern world. We can talk to eachother in an instant, play games together on a network, teach over the internet, etc. Technology could be taking some peoples jobs but it is also creating a lot of oppertunities that people before us never even imagined having.
5.Students analyze current events to better understand the world in which they live
Even in the game we get oppertunities to travel to other peoples countries. We also celebrate holidays like halloween, by doing this we gain extra money or are able to expand our employee choices. Like in real life, being involved with other people and keeping up to date can help us in the game.
6.Students explain how past events impact present and the future
The way you spend your money, decide on what buildings to build, and the layout of your city is affected the minute you make a decision. If you make bad choices early in the game its harder to come back from and it might take longer to get to the next level. Also, some choices you make are stuck for good and you will have to build around it in the future.
7.Students interpret charts, maps, and graphs to answer questions dealing with people places events or enviornments.
There are several charts on the game that show what level you have to be on to be able to build certain buildings. They also show what you need to be able to hire certain people and what economic and electrical rating you have to have to build buildings. The game also shows you what your strengths are and what you need to move on to the next level.
8.Students demonstrate an ability to organize and process information about people, places, and enviornments.
You have to set up our city in an organized and usable way. Everything has to by fully visible and it's best to put buisnesses seperate from houses so it is easy to see everything you have. Along with that we have to put parks and ecological sites in order to make up for buisness polution and build windmills, etc to run buisnesses electricity.
Thursday, November 3, 2011
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